Oportun uses solution data present to evaluate creditworthiness, in place of relying only towards the conventional fico scores. The business takes into account various products whenever evaluating a borrower’s creditworthiness, including:
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- A position record: It might consider carefully your a career records, as well as how much time you have been functioning as well as your money peak.
- Commission history: This may think about your payment background to many other debts, instance rent, resources, and you may cellular telephone expense, and any earlier financing otherwise borrowing from the bank accounts.Read More »Just what sets Oportun other than other loan providers?